:root{--ink:#082c44;--deep:#062235;--gold:#e8b23e;--mist:#f2f6f7;--line:#d5e0e5;--copy:#506a7d}.nt-page{color:var(--ink);background:#fff;font:18px/1.7 Outfit,Arial,sans-serif}.nt-page *,.nt-page *:before,.nt-page *:after{box-sizing:border-box}.nt-wrap{width:min(1180px,calc(100% - 40px));margin:auto}.nt-eyebrow{margin:0 0 14px;color:#ffe19b;font-size:13px;font-weight:800;letter-spacing:.13em}.nt-dark{color:#a06a00}.nt-hero{position:relative;overflow:hidden;padding:88px 0 82px;color:#fff;background:linear-gradient(120deg,#062235,#0e4153 65%,#287076)}.nt-hero:after{content:"";position:absolute;width:520px;height:520px;right:-140px;top:-280px;border:1px solid #ffffff22;border-radius:50%}.nt-hero-grid{position:relative;z-index:1;display:grid;grid-template-columns:1.25fr .75fr;gap:68px;align-items:end}.nt-hero h1,.nt-policy h2,.nt-cta h2{font-family:"Playfair Display",Georgia,serif;font-weight:500;letter-spacing:-.045em}.nt-hero h1{margin:0;font-size:clamp(50px,6vw,88px);line-height:.95}.nt-hero h1 em{color:#ffe0a0;font-style:normal}.nt-lead{max-width:720px;margin:25px 0 0;color:#e0ebee;font-size:20px}.nt-date{margin:22px 0 0;color:#afc4cc;font-size:12px;font-weight:800;letter-spacing:.08em;text-transform:uppercase}.nt-facts{display:grid;gap:12px}.nt-facts>div{display:grid;grid-template-columns:38px 1fr;gap:14px;padding:17px 19px;border:1px solid #ffffff32;border-radius:14px;background:#00172233;color:#dce8eb;font-size:13px}.nt-facts span{color:#ffe09a;font-size:11px;font-weight:800}.nt-facts p{margin:0}.nt-facts strong{display:block;color:#fff;font-size:15px}.nt-body{padding:72px 0 100px;background:var(--mist)}.nt-layout{display:grid;grid-template-columns:280px minmax(0,1fr);gap:42px;align-items:start}.nt-nav{position:sticky;top:105px;max-height:calc(100vh - 130px);overflow:auto;padding:26px;border:1px solid var(--line);border-radius:18px;background:#fff}.nt-nav nav{display:grid}.nt-nav a{padding:8px 0;border-bottom:1px solid #e7edef;color:#5d7481;font-size:12px;font-weight:700;text-decoration:none}.nt-nav a:hover{color:#9f6b00}.nt-policy{overflow:hidden;border:1px solid var(--line);border-radius:22px;background:#fff;box-shadow:0 15px 35px #082c440c}.nt-policy>section{scroll-margin-top:110px;padding:42px 48px;border-bottom:1px solid var(--line)}.nt-policy>section:last-child{border:0}.nt-num{margin:0 0 5px!important;color:#a06a00!important;font-size:11px!important;font-weight:800;letter-spacing:.12em}.nt-policy h2{margin:0 0 19px;font-size:clamp(29px,3vw,42px);line-height:1.08}.nt-policy p{margin:0 0 17px;color:var(--copy);font-size:15px}.nt-policy ul{padding-left:22px;color:var(--copy);font-size:15px}.nt-policy li{margin:8px 0}.nt-policy li::marker{color:#ae7708}.nt-note{margin:4px 0 22px;padding:19px 21px;border-left:4px solid var(--gold);border-radius:0 12px 12px 0;background:#fff9eb}.nt-note strong{display:block;margin-bottom:5px}.nt-note p{margin:0}.nt-link{color:var(--ink);font-size:14px;font-weight:800;text-decoration:none}.nt-contact{display:grid;grid-template-columns:repeat(3,1fr);margin-top:25px;border:1px solid var(--line);border-radius:14px;overflow:hidden}.nt-contact>div{padding:19px;border-right:1px solid var(--line);background:#f8fafb}.nt-contact>div:last-child{border:0}.nt-contact small,.nt-contact strong,.nt-contact a{display:block}.nt-contact small{color:#9b6b0b;font-size:10px;font-weight:800;letter-spacing:.1em}.nt-contact strong,.nt-contact a{overflow-wrap:anywhere;color:var(--ink);font-size:13px;font-weight:800;text-decoration:none}.nt-cta{padding:76px 0;background:var(--deep);color:#fff}.nt-cta-inner{display:flex;align-items:center;justify-content:space-between;gap:60px}.nt-cta h2{margin:0;font-size:clamp(37px,4vw,60px);line-height:1}.nt-cta p:not(.nt-eyebrow){color:#cfe0e7}.nt-actions{display:flex;align-items:center;gap:22px;white-space:nowrap}.nt-actions a{color:#fff;font-size:14px;font-weight:800;text-decoration:none}.nt-actions .nt-button{padding:13px 20px;border-radius:10px;background:var(--gold);color:#112a38}@media(max-width:900px){.nt-hero-grid{grid-template-columns:1fr}.nt-facts{grid-template-columns:repeat(3,1fr)}.nt-facts>div{display:block}.nt-layout{grid-template-columns:1fr}.nt-nav{position:static;max-height:none}.nt-nav nav{grid-template-columns:repeat(2,1fr);column-gap:25px}.nt-cta-inner{align-items:flex-start;flex-direction:column}}@media(max-width:650px){.nt-wrap{width:min(100% - 28px,1180px)}.nt-hero{padding:64px 0 68px}.nt-hero h1{font-size:49px}.nt-facts{grid-template-columns:1fr}.nt-body{padding:45px 0 65px}.nt-nav nav{grid-template-columns:1fr}.nt-policy>section{padding:30px 20px}.nt-contact{grid-template-columns:1fr}.nt-contact>div{border-right:0;border-bottom:1px solid var(--line)}.nt-actions{align-items:flex-start;flex-direction:column;white-space:normal}}